Home Insurance in Tallahassee and Seaside, FL
Home insurance is a vital part of any Florida homeowner or renter’s insurance portfolio and is an important part of his or her life. It protects against exposures like theft, fire, and water damage and it protects against liability. Homeowners and renters in The Sunshine State face exposures that homeowners and renters in other states in the U.S. do not necessarily face, including floods and tropical storms. For this reason it is important that Florida homeowners have insurance policies that protect against all of the risks that these homeowners face. At the Earl Bacon Agency we have a comprehensive home insurance program through which we write custom-tailored policies and packages that protect Florida homeowners from all of the risks they face for the right price.
We adapt our home insurance program to the needs of individual clients and we’ll adapt this program to you. You'll have a fully-protective solution that provides you with the greatest value.
Coverages and a Policy tailored to you
Home insurance usually begins with coverages for dwellings, property, and liability. These are base coverages and they provide a strong foundation of protection. Additional coverages protect high-value items, additional structures, and assets and they protect against extended liability. At the Earl Bacon Agency we provide all of the coverages you need in order to stay fully secure for minimal costs. We find the right mix of coverages and ensure that your policy and/or package has the most value.
We work with a variety of carriers to bring you the greatest possible selection of coverage and policy options. This selection helps you find the right solution.
The coverage options available to you include:
- Property Insurance
- Homeowners Liability
- Renters Insurance
- Condo Insurance
- Mobile Home Insurance
- Scheduled Property Insurance
- Landlords Insurance
- In-Home Business Insurance
Home insurance does not often come with coverage for flood damages and/or tropical storm damages. For this reason, it is a good idea to ask your insurance agent if you can either purchase standalone flood and/or tropical storm policies or combine flood and/or tropical storm policies with your home insurance policy. At the Earl Bacon Agency we combine flood and tropical storm policies with home insurance policies. This saves clients time. We also combine home insurance policies with auto insurance policies, and this saves clients time and money. Ask an agent to learn more about this combination and other combinations.
Working with the Earl Bacon Agency
Home insurance is often easy to find, but finding the right home insurance solution is not easy. This type of insurance is often sold as a commodity, but it’s not a commodity; it’s uniquely-tailored and meets the specific needs of individual homeowners. At Earl Bacon we create customized solutions for individual clients. We assess clients’ needs, goals, and situations and we identify coverages that are most appropriate. We create policies and/or packages that fully protect for the best prices.
We believe that every client should get the most value and should have the best insurance experience possible. To ensure that these things happen, we provide solid products and personalized services that augment the products we provide. We manage risk and claims and we provide ongoing education. This helps clients reduce costs and gives clients advocates if and when claims are filed. It also helps clients get the information they need in order to make the best decisions about their insurance, including making the best investments.
We monitor policies and we contact clients before annual reviews. This helps us ensure that coverages and policies are current and therefore effective and that rates are always appropriate. We’re also fully available, which means that clients can reach us whenever and however they need to reach us. Via text, email, phone calls, and/or one-on-one interactions, we're available. Additionally, we make living and working in our service areas easier by giving back to communities in these areas. We sponsor and support charities and we participate in and support events and other activities in the communities we serve that celebrate these communities and help the communities grow. These efforts help us contribute to our service areas and help make insurance beneficial for clients and for other residents of Northwest Florida.
The Earl Bacon Agency is proud to provide car insurance in Tallahassee, Fort Walton Beach, Monticello, Madison, Quincy, and Seaside, FL. We also serve other areas in the state.