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Home Insurance in Tallahassee and Seaside, FL

Protecting Homeowners

Home insurance is a vital part of any Florida homeowner or renter’s insurance portfolio and is an important part of his or her life. It protects against exposures like theft, fire, and water damage and it protects against liability. Homeowners and renters in The Sunshine State face exposures that homeowners and renters in other states in the U.S. do not necessarily face, including floods and tropical storms. For this reason it is important that Florida homeowners have insurance policies that protect against all of the risks that these homeowners face. At the Earl Bacon Agency we have a comprehensive home insurance program through which we write custom-tailored policies and packages that protect Florida homeowners from all of the risks they face for the right price.


We adapt our home insurance program to the needs of individual clients and we’ll adapt this program to you. You'll have a fully-protective solution that provides you with the greatest value.


Contact an agent or request a quote to get started. If you’d like to learn more, read on.

Coverages and a Policy tailored to you

Home insurance usually begins with coverages for dwellings, property, and liability. These are base coverages and they provide a strong foundation of protection. Additional coverages protect high-value items, additional structures, and assets and they protect against extended liability. At the Earl Bacon Agency we provide all of the coverages you need in order to stay fully secure for minimal costs. We find the right mix of coverages and ensure that your policy and/or package has the most value.


We work with a variety of carriers to bring you the greatest possible selection of coverage and policy options. This selection helps you find the right solution.

The coverage options available to you include:

  • Property Insurance
  • Homeowners Liability
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Scheduled Property Insurance
  • Landlords Insurance
  • In-Home Business Insurance

Home insurance does not often come with coverage for flood damages and/or tropical storm damages. For this reason, it is a good idea to ask your insurance agent if you can either purchase standalone flood and/or tropical storm policies or combine flood and/or tropical storm policies with your home insurance policy. At the Earl Bacon Agency we combine flood and tropical storm policies with home insurance policies. This saves clients time. We also combine home insurance policies with auto insurance policies, and this saves clients time and money. Ask an agent to learn more about this combination and other combinations. 

Working with the Earl Bacon Agency

Home insurance is often easy to find, but finding the right home insurance solution is not easy. This type of insurance is often sold as a commodity, but it’s not a commodity; it’s uniquely-tailored and meets the specific needs of individual homeowners. At Earl Bacon we create customized solutions for individual clients. We assess clients’ needs, goals, and situations and we identify coverages that are most appropriate. We create policies and/or packages that fully protect for the best prices.


We believe that every client should get the most value and should have the best insurance experience possible. To ensure that these things happen, we provide solid products and personalized services that augment the products we provide. We manage risk and claims and we provide ongoing education. This helps clients reduce costs and gives clients advocates if and when claims are filed. It also helps clients get the information they need in order to make the best decisions about their insurance, including making the best investments.


We monitor policies and we contact clients before annual reviews. This helps us ensure that coverages and policies are current and therefore effective and that rates are always appropriate. We’re also fully available, which means that clients can reach us whenever and however they need to reach us. Via text, email, phone calls, and/or one-on-one interactions, we're available. Additionally, we make living and working in our service areas easier by giving back to communities in these areas. We sponsor and support charities and we participate in and support events and other activities in the communities we serve that celebrate these communities and help the communities grow. These efforts help us contribute to our service areas and help make insurance beneficial for clients and for other residents of Northwest Florida.


Please contact us or give us a call to learn more to get started. If you're ready to begin a policy, feel free to request a quote.


The Earl Bacon Agency is proud to provide car insurance in Tallahassee, Fort Walton Beach, Monticello, Madison, Quincy, and Seaside, FL. We also serve other areas in the state.

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Our Home Insurance in Tallahassee and Seaside, FL Coverage Options Include:

Our Locations

Main Location

3131 Lonnbladh Road
Tallahassee, FL 32308
Main office: 850-878-2121

Seaside, FL Location

25 Central Square
Seaside, FL 32459
Main office: 850-878-2121
Toll free: 800-369-0161

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.